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Health Savings Accounts


Save For Future Health Expenses - Tax Free

Saving for anticipated healthcare expenses is a smart, sensible and forward-thinking way to plan for a happy future. This is why MECU offers qualifying members the ability to invest in a range of free, easy to access and tax-advantaged Health Savings Accounts (HSA).

Requiring no fees to open or minimum balance to maintain, our HSA accounts offer great rates, free checks – and the option for a VISA check card. You can even invest in one of our higher-returning HSA certificates – while still reaping the tax benefits an HSA can offer.

Whether you’re planning for your retirement, your family – or your health – you can trust the professionals at MECU to give you the guidance you deserve. To learn more about what an HSA account can offer you, please contact an MECU Member Service Representative today.

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What is a Health Savings Account (HSA)?

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Health Savings Account (HSA) savings calculator.

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MECU Rates

6 months 1.06%  APY
12 months 1.33%  APY
18 months 1.52%  APY
30 months 1.96%  APY
60 months 2.73%  APY
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Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.