Rest easy with MECU's Total Protection Guarantee

• Eligibility - any individual meeting the following income qualifications (adjusted gross income must be below $110,000 for single or $220,000 for married filing jointly)
• Maximum contribution amount up to $2,000 per individual beneficiary
• Benefits may be used for elementary, secondary or even higher education expenses at an eligible education institution
• Distributions are tax-free when used for qualified education expenses (i.e. tuition, books, fees, etc. Consult tax advisor for more details)
• Beneficiary must be under age 18 or is a special-needs beneficiary
• The balance of the account must be distributed when beneficiary reaches age 30
• Balances may be rolled over to another coverdell account for another family member

• An IRA market account offers you the option of adding contributions anytime you want. Payroll deduction or automatic transfers from your checking account make it easy.
• IRA certificates enable you to make a lump sum deposit of $1,000 or more to open your account and lock the rate in for the term of the certificate.
• MECU Investment Advisors offers mutual funds and other investment options for a potentially higher rate of return.