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Checking


The Flexibility You Need - Without All Those Fees

Imagine a practical checking account that truly fits your needs. Not only would it give you all of the flexibility you desire - but it would do so while never charging a monthly service fee or requiring a minimum balance. In fact, if you kept your average balance high enough - it would even turn around and pay you!

Well, your sensible checking account awaits you at MECU. Requiring only a $50 opening deposit, our checking accounts provide everything you would desire, including Visa check cards, online access and more. And best of all, your account is serviced by committed credit union members who can relate to your needs. Members dedicated to ensuring your money is safe, secure - and available to you around the clock.

So why not get the checking account that fits your life? Open yours today.

  • No monthly service charge
  • No minimum balance requirements
  • No withdrawal penalties or deposit restrictions
  • Monthly consolidated statements are provided
  • Earn dividends on balances of $2,000 or more
  • Visa check card comes free with your account
  • Earn bonus points towards merchandise and travel awards
  • Online check ordering is fast and easy
  • Free Online access which include images of checks deposited
  • Account balances are federally insured

MECU’s routing and transit number is 271984311.

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MECU Rates

Savings 0.25%  APY
Checking 0.20%  APY
Money Market 0.59%  APY
Holiday Savings 0.25%  APY
Vacation Savings 0.25%  APY
› See our rates and disclosures  


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Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.