Savings insured up to $250,000 until December 31, 2009, by the National Credit Union Administration (NCUA), an independent agency of the United States Government. Individual Retirement Accounts are separately insured to $250,000 by the NCUA. MECU combines your federal deposit insurance coverage (NCUA) with excess deposit insurance protection for an additional $250,000 provided by Excess Share Insurance (ESI), a subsidiary of American Share Insurance (ASI), the nation's largest private deposit insurer.
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