Motorola Employees Credit Union
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Rest easy with MECU's Total Protection Guarantee




Payment Protection


Protect your family and your future. 


Payment protection options are available to help your family cover your MECU loan payments if unfortunate events such as unemployment, disability or death occur. To date, over 2,400 members have benefited from this protection--collecting over $3.2 million in protection benefits.
  • Simple and convenient enrollment.
  • A low monthly payment that can be added to your loan payment.
  • Immediate coverage regardless of health, sex, tobacco usage, occupation or recreational activities.
Payment protection coverage is available for:
  • Vehicle loans
  • Home equity loans
  • Personal loans
  • Credit cards
  • Savings-, stock-, and certificate-secured loans
            Apply for payment protection
            What it costs
            List of all MECU fees (pdf)

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MECU Rates

up to 24 months vehicle loans as low as 3.24%  APR
up to 36 months vehicle loans as low as 3.49%  APR
up to 48 months vehicle loans as low as 3.74%  APR
up to 60 months vehicle loans as low as 3.99%  APR
72 months vehicle loans as low as 4.24%  APR
› See our rates and disclosures  


Privacy Policy
Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.